To receive a loan as a part-time student, you must be a resident of BC.
Residency
Not sure if you're a resident of BC? To determine residency, students are classified either as dependent or independent.
Dependent: If you are classified as dependent, your residency is defined as the Canadian province in which your parent(s), step-parent(s), sponsor or legal guardian have lived most recently for 12 continuous months.
Independent: If you are classified as independent, your residency is defined as the Canadian province in which you have lived most recently for 12 continuous months (excluding any time spent in full-time post-secondary study).
Even if you have a BC services card, license and insurance, you will still not be eligible for a BC student loan unless you have lived in BC for 12 consecutive months.
If you are taking a program that is more than one year, you will continue to apply to your province of residency every year, as residency does not include time spent in post-secondary school.
If you are not a resident of BC, you must apply to the province you are a resident of. If you are not sure, contact our Financial Aid Office.
Eligibility
You must be a part-time student studying at a designated post-secondary institution.
Loan use
Loans for part-time students must first be used for:
-
Tuition
-
Books
-
Supplies
Loan repayment
You must start repaying your loan six months after your study period ends. Find out about loan repayment options, including making a payment plan and how to pay.
If you need support repaying your loans, find out about the Repayment Assistance Plan and the Repayment Assistance Plan for Borrowers with Disabilities.